Long-term Care Plans

“AT FAMILY FIRST, WE BELIEVE THAT YOUR BEST OPTION IS TO LIVE IN YOUR PRIVATE RESIDENCE. WE CAN EFFECTIVELY PROVIDE THE CARE YOU NEED FOR AS LONG AS YOU NEED IT.”

When you’re looking for a long-term care plan for seniors, there are several areas that you need to think about and plan ahead for. One of the most important areas to focus on is finance. Care is expensive no matter where you go, from facility care to assisted living, long-term care, senior apartments, or in-home care.

To prepare for the financial aspect of long-term care, it is important to understand the funding sources that are available. Available sources include the Medicaid Waiver, Choice, and Title III, which are all state-funded programs that happen in your residence. There are also long-term care insurance policies, VA benefits as well as private funding.

Usually, we will counsel families who are preparing for their later years to see an elder law attorney, because these attorneys specialize in areas such as Medicaid spend-down, long-term care insurance, and Aid and Attendant benefits for veterans. It is important for families to see an attorney when they are making these decisions so they can receive professional financial guidance.

Another factor to look at is your residential environment. Usually, your current living space will need to be modified to prepare for your senior years. Modifications such as roll-in showers, widened doorways, or ramps could be necessary if you ever require a wheelchair. Making these modifications ahead of time can prevent emergency alterations later on.

You should also consider where you want to live. Moving to a new location, downsizing, or accessing assisted living is just some of the options that you can research. Within your residence of choice, you should also see what is available for senior care and be sure to access Medicare.com to view surveys for facilities that provide Medicare and Medicaid to find the option that best suits your needs.

At Family First, we believe that your best option is to live in your private residence. We can effectively take care of your family and provide the care you need for as long as you need it. Let us help you understand your options in advance and start taking steps to plan ahead.